How a mortgage advisor helps foreigners – and what to prepare for the call
What our advisors do, what it costs you (nothing) and how to make the first conversation as useful as possible.
Kready · 2026-08-02
A mortgage in a foreign country means a new language, new rules and a lot of documents. An advisor takes much of this off your shoulders.
What the advisor does
- Talks to you in your language – Ukrainian, Russian, Polish or English.
- Checks which banks really fit your residence status, income type and history.
- Prepares the document list and checks documents before submission.
- Submits applications to one or several banks and follows up.
- Explains the agreement before you sign.
What it costs
For you – nothing. Advisors work with the banks and are paid by them. You only pay the bank's own fees, which we show with every offer.
What to prepare for the first call
- your residence document and its validity date,
- type of contract and how long you've had it,
- net monthly income (and a co-borrower's, if any),
- existing loans and card limits,
- the price range you're looking at and your savings.
If you've used our calculator, your answers are attached to the request – you won't need to repeat them.
No obligation
Talking to an advisor doesn't commit you to anything. Start with the calculator, then decide whether you'd like help.